Loan Rates

We work hard to give you the lowest rates in Idaho.

Did you know that EICU's low interest rate loans can save you thousands over time? A loan with us means more money in your pocket.

Have loans at other banks? Transfer your loans to EICU and save yourself money every month!

New and Used Autos

Model Year Term Rate
New (New-2013) 48 months
60 months
72 months
84 months
2.65% to 13.30%
2.90% to 13.55%
3.30% to 13.95%
4.25% to 14.90%
Used (2012-2009) 48 months
60 months
72 months
84 months
2.75% to 13.40%
3.15% to 13.80%
3.40% to 14.05%
4.35% to 15.00%
Used (2008-Older) 48 months
60 months
3.10% to 13.75%
3.35% to 14.00%
Apply Now

Large RVs

Large RVs
(Motor Home, Travel Trailer, Camper,
Boat, Horse Trailer w/ Living Quarters)
Term Rate
New RV (Never Titled) 72 months
84 months
120 months
144 months
3.50% to 14.25%
4.20% to 14.95%
4.70% to 15.45%
6.20% to 16.95%
Used (2013 and Newer) 60 months
72 months
84 months
120 months
4.05% to 14.80%
4.30% to 15.05%
4.80% to 15.55%
6.20% to 16.95%
Used (2012-2010) 48 months
60 months
72 months
84 months
120 months
4.05% to 14.80%
4.15% to 14.90%
4.40% to 15.15%
4.90% to 15.65%
6.40% to 17.15%
Used (2009-2005) 48 months
60 months
72 months
4.25% to 15.00%
4.40% to 15.15%
5.00% to 15.75%
Used (2004-Older) 36 months
48 months
60 months
4.45% to 15.20%
4.60% to 15.35%
5.20% to 15.95%
Apply Now

Small RVs

Small RVs
(ATV's, Snowmobiles, Jet Skis,
and Horse Trailer w/o living quarters)
Term Rate
New RV (Never Titled) 36 months
48 months
60 months
3.45% to 14.20%
4.45% to 15.20%
5.45% to 16.20%
Used (2013 and Newer) 36 months
48 months
60 months
3.55% to 14.30%
4.55% to 15.30%
5.55% to 16.30%
Used (2012-2010) 36 months
48 months
60 months
3.65% to 14.40%
4.65% to 15.40%
5.65% to 16.40%
Used (2009-2005) 36 months
48 months
3.75% to 14.50%
4.75% to 15.50%
Used (2004-Older) 24 months
36 months
3.85% to 14.60%
4.85% to 15.60%
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Motorcycles

Motorcycles Term Rate
Subject to Credit Quality 36 months
48 months
60 months
72 months
3.60% to 14.35%
3.85% to 14.60%
4.10% to 14.85%
4.60% to 15.35%
Apply Now

Signature Loans

Signature Term Rate
Subject to Credit Quality 36 months
48 months
60 months
6.40% to 18.00%
6.90% to 18.00%
7.40% to 18.00%
Apply Now

Visa Credit Card

VISA Credit Card Rate
Subject to Credit Quality 6.5% to 17.90%
Apply Now

Line of Credit

Line of Credit Rate
Subject to Credit Quality 8.5% to 18.00%
Apply Now

Share & Certificate Secured Loans

Share & Certificate Secured Term Rate
Share & Certificate Secured Up to 60 months 2.00% over share or certificate rate
Apply Now

Home Loans

East Idaho Credit Union has teamed up with Centennial Lending to help get you in the home of your dreams.

Take advantage of our flexible loan terms, and rates you can't afford to miss. Whatever your home loan goals are, we can make it happen.

East Idaho Credit Union working with Centennial Lending makes the process fast, simple and headache free!

The home of your dreams is just a click away, so get started today!

Check Rates and Apply Today

NMLS 640508

Rates published are "best" available rates and may differ based on your financial situation. All rates with the exception of mortgage rates are quoted as the Annual Percentage Rate (APR). Approved rates are based on credit worthiness, loan term, and collateral (if any). Rates are set by the Board of Directors and are typically updated weekly. Online rate schedule may not reflect most current rate changes and are subject to change without notice. Please verify rates with your local branch for complete accuracy.
Mortgage rates are quoted as the interest rate only. APR will be calculated based on the amount financed and the term of the loan.

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