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Save for Your Future at East Idaho
Below is a brief description of East Idaho's savings products. Click "Learn More" for more detailed information on each account.
| East Idaho Savings Accounts |
| Type |
Classic Savings |
Youth Savings |
Savings Plus |
Insured Money Market |
Individual Retirement Account |
Certificates of Deposit |
|
Learn More |
Learn More |
Learn More |
Learn More |
Learn More |
Learn More |
| Minimum Balance to Open |
$5 |
$5 |
$0 |
$0 |
$0 |
$500 |
| Minimum Balance to Earn Interest |
$5 |
$5 |
$1,000 |
$2,500 |
$5 |
$500 |
| Deposits |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Subject to IRS Regulations |
Varies |
| Withdrawals |
Unlimited |
Unlimited |
Subject to Reg D Limits |
Subject to Reg D Limits |
Subject to IRS Regulations |
Funds may be withdrawn at maturity** |
| Free Online Banking & Electronic Statements |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
| NCUA Deposit Insurance* |
$250,000 |
$250,000 |
$250,000 |
$250,000 |
$250,000 |
$250,000 |
*Each account at East Idaho Credit Union is federally insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.
**Penalties may apply for early withdrawal. Withdrawals from IRA Certificates may not be subject to penalty after 59 years of age. Please contact an East Idaho Credit Union representative for more information on Standard Certificates of Deposit and IRA Certificate options.
Additional information on all East Idaho Credit Union accounts can be found in the "Important Account Information for Our Members" pamphlet available at any branch.
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