Loans for All Occasions
Personal Loans Personal loans can be very useful for special events that don't occur every day or for purchasing higher-priced items or necessities. Borrow up to three times your monthly gross income for such things as weddings, vacations, a personal computer or a small remodeling job. East Idaho's personal loans feature:
Competitive rates
Flexible terms
No application or loan processing fees
No pre-payment penalties
Automatic payments
Optional Credit Life and Disability Insurance
Signature Loans Signature loans are approved on a members signature and don't require a form of collateral for approval. Signature loans can be used for a wide variety of purposes.
Share Pledge Loan A share pledge loan is great for establishing or re-establishing credit. If you have funds in your savings account to pledge as security for a loan, this option may work well for you. This loan allows you to borrow up to the amount of available funds in your savings account by using those funds as collateral for the loan. The funds in your savings account that are securing the loan balance continue to earn dividends and become available as the loan is repaid.