Make your money work for you with our competitive deposit rates.

Below are deposit rates on certificates and shares.

Account Compounded Annual Percentage Yield (APY) Minimum
Classic Savings 0.05% Compounded Quarterly 0.05% $0
Account Compounded Annual Percentage Yield (APY) Minimum
Savings Plus 0.05% Compounded Monthly 0.05% $1,000
Account Compounded Annual Percentage Yield (APY) Minimum
Premier Checking 0.0% Compounded Monthly 0.0% $500
Account Compounded Annual Percentage Yield (APY) Minimum
Golden Access Checking 0.0% Compounded Monthly 0.0% $500
Account Compounded Annual Percentage Yield (APY)
Individual Retirement Account 0.05% Compounded Monthly 0.05%
Account Compounded Annual Percentage Yield (APY) Minimum
Money Market 0.05% Compounded Quarterly 0.05% $0
Money Market 0.10% Compounded Quarterly 0.10% $2,500
Money Market 0.15% Compounded Quarterly 0.15% $20,000
Money Market 0.20% Compounded Quarterly 0.20% $75,000

6 Month Certificate

.20% Paid at Maturity

APY* .20%

$500 Minimum

Term $500 – $10,000 $10,001 – $50,000 $50,000 & Greater
Rate APY* Rate APY* Rate APY*
 1 Year .40% .40% .40% .40% .40% .40%
 2 Year .70% .70% .70% .70% .70% .70%
 3 Year .90% .90% .90% .90% .90% .90%
 4 Year .40% 1.10% 1.10% 1.10% 1.10% 1.10%
 5 Year 1.30% 1.31% 1.30% 1.31% 1.30% 1.31%

Earnings may be reduced with early withdrawal.

Rates published are “best” available rates and may differ based on your financial situation. All rates on this page are quoted as the *Annual Percentage Yield (APY). Approved rates are based on credit worthiness, loan term, and/or collateral (if any). Rates are set by the Board of Directors and are typically updated weekly. Online rate schedule may not reflect most current rate changes and are subject to change without notice. Please verify rates with your local branch for complete accuracy.