Deposit Rates

Make your money work for you with our competitive deposit rates.

Below are the rates on certificates and shares.

Classic Savings

Account Compounded Annual Percentage Yield (APY) Minimum
Classic Savings 0.05% Compounded Quarterly
0.05% $0

Savings Plus

Account Compounded Annual Percentage Yield (APY) Minimum
Savings Plus 0.05% Compounded Monthly
0.05% $1,000

Premier Checking

Account Compounded Annual Percentage Yield (APY) Minimum
Premier Checking 0.0% Compounded Monthly
0.0% $500

Golden Access Checking

Account Compounded Annual Percentage Yield (APY) Minimum
Golden Access Checking 0.00% Compounded Monthly
0.0% $500

Individual Retirement Account (IRA)

Account Compounded Annual Percentage Yield (APY)
Individual Retirement Account 0.05% Compounded Monthly
0.05%
Subject to IRS Regulations.

Money Market

Account Compounded Annual Percentage Yield (APY) Minimum
Money Market
Money Market
Money Market
Money Market
0.05% Compounded Quarterly
0.10% Compounded Quarterly
0.15% Compounded Quarterly
0.20% Compounded Quarterly
0.05%
0.10%
0.15%
0.20%
$0
$2,500
$20,000
$75,000

Certificates of Deposit (CD)

  • 6 Month Certificate
  • .20% Paid at Maturity
  • APY .20%
  • $500 Minimum
Term $500 - $10,000 $10,001 - $50,000 $50,001 & Greater

1 Year
2 Years
3 Years
4 Years
5 Years
Rate         APY*
.40%          .40%
.70%          .70%
.90%          .90%
1.10%        1.10%
1.30%        1.31%
Rate         APY*
.40%          .40%
.70%          .70%
.90%          .90%
1.10%         1.10%
1.30%         1.31%
Rate         APY*
.40%          .40%
.70%          .70%
.90%          .90%
1.10%        1.10%
1.30%        1.31%
Earnings may be reduced with early withdrawal.
Rates published are "best" available rates and may differ based on your financial situation. All rates on this page are quoted as the *Annual Percentage Yield (APY). Approved rates are based on credit worthiness, loan term, and/or collateral (if any). Rates are set by the Board of Directors and are typically updated weekly. Online rate schedule may not reflect most current rate changes and are subject to change without notice. Please verify rates with your local branch for complete accuracy.

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