East Idaho Credit Union, Invested in Community, Invested In You

Effective November 17, 2008

Automobiles Rate Term

New Autos (2008-2006) 4.99% to 14.05% 72 months

Used Autos (2005 & Older) 6.00% to 15.05% 60 months

LOAN SPECIAL 4.70% APR for 60 months on new auto loans
Loan terms exceeding 72 months for new autos and 60 months for used autos, add .50% APR.

Recreational Vehicles and Boats Rate Term

New Recreational Vehicles 6.25% to 14.00% 120 months

Used Recreational Vehicles (1 yr. & Older) 7.00% to 14.75% 84 months

Personal Recreational Vehicles
(Motorcycles, ATV's, Snowmobiles, Jet Skis, etc.) Rate Term

New Personal Recreational Vehicles 6.79% to 14.29% 60 months

Used Personal Recreational Vehicles 8.29% to 15.79% 48 months

Signature Rate Term

Signature Short Term 9.26% to 16.00% 36 months

Signature Long Term 12.00% to 17.50% 60 months

Share Pledge Rate Term

Share Pledge
2.00% over share or certificate rate
60 months

Line of Credit Rate Term

Line of Credit 12.00% 60 Months

Overdraft Protection Rate Term

Overdraft Protection 15.00% Revolving

Credit Cards Rate Term

VISA ® Classic (720+ Credit Score) Take the Great Rate Challenge! Revolving

VISA ® Classic (719-670 Credit Score) Take the Great Rate Challenge! Revolving

VISA ® Classic (669 & lower Credit Score) Take the Great Rate Challenge! Revolving

Mobile Homes Rate Term

New Mobile Home 11.00% 180 Months

Used Mobile Home (1-5 yrs) 12.00% 144 Months

Used Mobile Home (6 yrs & Older) 13.00% 120 Months

Mobile Home with Land 8.59% 120 Months

Home Loans Rate Term

1st Mortgage 5.87% 15 years

1st Mortgage 6.12% 15+ years

1st Mortgage (non-residence) 8.12% 15 years

2nd Mortgage 7.12% to 8.12% 15 years

2nd Mortgage (consolidation) 10.50% 15 years

Land Only 7.87% 10 years

Home Equity Line 4.00% to  5.00% Revolving

Construction 6.87% Varies

All rates are quoted as the Annual Percentage Rate (APR).  Approved rates are based on credit worthiness, loan term, and collateral (if any). Rates are set by the Board of Directors and are typically updated weekly. Online rate schedule may not reflect most current rate changes and are subject to change without notice. Please verify rates with your local branch for complete accuracy.

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