| Automobiles |
Rate |
Term |
| New Autos (2009-2007) |
4.99% |
to |
13.09% |
72 months |
| Used Autos (2006 & Older) |
5.35% |
to |
13.35% |
48 - 60 months |
|
LOAN SPECIAL 4.70% APR for 60 months on New Autos (2007-2009 models)
Loan terms exceeding 72 months for new autos and 60 months for used autos, add .50% APR. |
| |
| Recreational Vehicles and Boats |
Rate |
Term |
|
New Recreational Vehicles - SUMMER SPECIAL
Large RV's (2006 - 2009 models) |
5.98% |
to |
13.75% |
120 months |
| Used Recreational Vehicles (1 yr. & Older) |
7.00% |
to |
14.50% |
84 months |
| |
Personal Recreational Vehicles
(Motorcycles, ATV's, Snowmobiles, Jet Skis, etc.) |
Rate |
Term |
| New Personal Recreational Vehicles |
6.79% |
to |
14.29% |
60 months |
| Used Personal Recreational Vehicles |
8.29% |
to |
15.79% |
48 months |
| |
| Signature |
Rate |
Term |
| Signature Short Term - SUMMER SPECIAL |
8.97% |
to |
16.00% |
36 months |
| Signature Long Term |
12.00% |
to |
17.50% |
60 months |
| |
| Share Pledge |
Rate |
Term |
| Share Pledge |
2.00% over share or certificate rate |
60 months |
| |
| Line of Credit |
Rate |
Term |
| Line of Credit |
12.00% |
60 Months |
| |
| Overdraft Protection |
Rate |
Term |
| Overdraft Protection |
15.00% |
Revolving |
| |
| Credit Cards |
Rate |
Term |
| VISA ® Classic (720+ Credit Score) |
7.90% |
Revolving |
| VISA ® Classic (719-670 Credit Score) |
9.90% |
Revolving |
| VISA ® Classic (669 & lower Credit Score) |
12.90% |
Revolving |
| |
| Mobile Homes |
Rate |
Term |
| New Mobile Home |
11.00% |
180 Months |
| Used Mobile Home (1-5 yrs) |
12.00% |
144 Months |
| Used Mobile Home (6 yrs & Older) |
13.00% |
120 Months |
| Mobile Home with Land |
7.34% |
120 Months |
| |
| Home Loans |
Rate |
Term |
| 1st Mortgage |
4.87% |
15 years |
| 1st Mortgage |
5.34% |
15+ years |
| 1st Mortgage (non-residence) |
7.12% |
15 years |
| 2nd Mortgage |
6.12% |
to |
7.12% |
15 years |
| 2nd Mortgage (consolidation) |
10.50% |
15 years |
| Land Only |
6.87% |
10 years |
| Home Equity Line |
3.25% to 4.25% |
Revolving |
| Construction |
5.87% |
Varies |
